If you're a small business owner or self-employed professional, the Section 179 tax deduction could help you save significantly when purchasing a qualifying Ford truck, van, or SUV for your business. At Zook Motors, we've been helping Pennsylvania business owners find the right commercial vehicles for nearly a century, and we're here to guide you through the Section 179 process.
Learn more about Section 179 savings at our Ford dealership near Warren and discover which model you should pick out for your next business.
2026 Section 179 Tax Deduction Overview & Limits
Section 179 allows qualifying small businesses to deduct up to the full purchase price of eligible equipment and vehicles purchased or financed during the tax year, rather than depreciating them over time. This incentive is designed to encourage business investment and can apply to both new Ford vehicles and pre-owned models, as long as they're new to your business.
To qualify, the vehicle must be used for business purposes more than 50% of the time, purchased and placed into service by December 31, 2026, and titled in your company's name--not your personal name.
Section 179 specifics include:
- 2026 Deduction Limit: $2,560,0001
- Good on new and used equipment (as long as new to the buyer)
- Purchased or leased
- 2026 Spending Cap: $4,090,0001
- This is the maximum amount that can be spent on equipment before the Section 179 Deduction available to your company begins to be reduced on a dollar-for-dollar basis (making it a true small-business incentive)
- Deduction begins to be reduced on a dollar-for-dollar basis -- this cap is what makes it a "small business tax incentive"
- Complete phase-out at $6,650,000
- 2026 Bonus Depreciation: 100%1
- Defined as: a tax incentive that allows a business to immediately deduct a large percentage of the purchase price of eligible assets
- Generally taken after the Spending Cap is reached
- Applies to new and used
To be eligible:
- Must be purchased and put into use before Dec. 31, 20261
- Must be used for business purposes more than 50% of the time
- Must be titled in the company's name (not the company's owner's name)
Which Ford Vehicles Qualify for Section 179?
The amount you can deduct depends on the vehicle's Gross Vehicle Weight Rating (GVWR) and its classification. Heavier commercial vehicles typically qualify for larger deductions, while lighter passenger vehicles face IRS depreciation limits. Our finance team at Zook Motors can help you identify which Ford models in our inventory meet the weight and use requirements for your business.
Eligible Ford models include, but are not limited to:
- F-150
- F-150 Lightning
- Super Duty®
- Transit Cargo Van
- Transit Passenger Wagon
- Explorer
- Expedition
- Expedition MAX
New & Used Vocational Trucks and Vans
- Heavy SUVs & Trucks (Over 6,000 lbs. GVW) (excludes some pickups/vans)
- Cars, Light Trucks & SUVs (Under 6,000 lbs.)
Full Section 179 deduction available1
- $32,000 maximum Section 1791
- Subject to IRS "luxury auto" depreciation limits (Section 280F)1
How Do I Use the Section 179 Tax Incentive?
Taking advantage of Section 179 starts with selecting the right vehicle for your business needs and confirming it meets IRS requirements. Once you've chosen a qualifying Ford truck, van, or SUV, you'll work with your tax advisor to claim the deduction on your federal tax return using IRS Form 4562.
Our knowledgeable finance team at Zook Motors can provide you with the vehicle specifications and documentation you'll need, and we'll work hard to secure competitive financing terms that fit your budget. Remember, this deduction must be claimed in the same tax year the vehicle is purchased and placed into service. Apply for Ford financing with our team and see what we can do for you.
Commercial Ford Vehicles for Sale Near Me
Zook Motors will soon be celebrating our 100th anniversary serving local drivers and the surrounding Pennsylvania communities. As a proud member of the Timbrook Automotive Group, we uphold core values of integrity, safety, accountability, respect, and excellence in everything we do. Whether you're a contractor, landscaper, delivery service, or any other business owner looking to expand your fleet, our team is ready to help you explore Section 179-eligible Ford vehicles and find financing solutions that work for your bottom line.
We're committed to supporting local businesses just like yours, and our certified technicians are here for all your service needs long after the sale. Visit Zook Motors in Kane today to discuss how a new Ford truck or commercial vehicle can benefit your business this tax year.
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1 Information accurate at date of publishing. Refer to https://www.section179.org for most up-to-date specifications.
